Posting on behalf of a friend. I may potentially be moving to the US with work on an L1 or E1 visa . I have a few questions about employee benefits that I hope you might be able to shed some light on. I recognise that this will be different from company to company but it would be helpful to have sense of what might be applicable.
– if you work has group cover do you need to tell your work about a pre-existing condition like MS?
– do most largish companies have group long term disability cover and if you have MS can you be excluded from this cover?
– in a worst case scenario if you have to finish work due to illness and leave the country ( visa is linked to job) would you still be able to claim long term disability if you are not in the US
any help would be appreciated!