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Money worries

So ms comes along before I’ve bought my first home: when not working or insured at the time due to health reasons, and therefore no critical health cover. So now I’m faced with a pressure of not knowing how long illl be able to cope with working, long term. Can’t get insurance for mortgage cover in the event things get too bad. So it’s like, do I rent forever, or take the risk? At some point? I guess this is more a rant than anything. Anyone else feel in the same situation? I know life is uncertain and those who don’t have MS have similar issues. It’s just so frustrating that things feel amplified by not being able to be covered by insurance etc... Rant over ☺️ Thanks