Last reply 3 days ago
UK car insurance..

Hello everyone, a thought came to me in the dead of last night. Has a diagnosis of MS dramatically affected anyone’s car insurance? I presume it has to be declared? Weak legs and twitching eyes are one thing, but if this affects my pocket as well I’ll be very unhappy. My car insurance is currently cheaper than our pet insurance (the dog is quite decrepit mind) I don’t want the balance to tip back..

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4 days ago

Hi @thorpee I’m with Direct Line and it increased by £1000……………………………

I’m just kidding 😁 it did not change when I spoke to them. All they cared about was I’m following my doctors advice and have a driving licence.

I also declared it to my work (I have a company vehicle) and they to weren’t bothered 🥳🥳🥳🥳

4 days ago

I was hoping as much. It’d be a bit unfair if it went up loads..

4 days ago

Hi @thorpee, you do have to declare it to your insurance, when I did all they cared about was if the doctors said I was fit to drive and had I told the DVLA. No change to insurance cost to be honest they actually sounded surprised I called them.

3 days ago

@thorpee , they’ll just make a note of it and ensure that you have advised the DVLA.

They shouldn’t “load” the premium as that would contravene the Equality Act 2010.

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