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@Sarah_Louise_Biggs 

Last reply

Sarah_Louise_Biggs

Claiming critical illness cover

Hi All, I met up with another person who has MS last night and she mentioned claiming if I have critical illness cover. I’m curious to know whether I’m likely to get a pay out and how severe my symptoms need to be before they will pay out... Has anyone on here been successful claiming? Did your condition need to be really bad before they would or should I get it when I’m first diagnosed for the amount I’m covered for. I’ve started the claim now so will see what happens but thought I’d see if anyone on here can share their experience. All the best, Sarah xx
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@Stumbler
@Stumbler
 

@sarah_louise_biggs , if your policy specifies that MS is one of the critical illnesses covered, then put in a claim. There's been a few posts on the forum regarding Critical Illness Cover. You can find them by using the Forum Search function, magnifying class towards the top left of the page, and search for "Critical Illness Cover".

@Vixen
@Vixen
 

Hi there. I made a successful claim within 2 months of being diagnosed! Call your company and have a chat, they're generally very helpful. They had to write to my doctor and the diagnosis is confirmed by the neuro. Neuros and GPS are quite used to handling these things. It should be quite straightforward. If they do pay, this will effectively cancel the policy or future claims against which is something to think about. Don't forget also you will need to inform DVLA if you drive. Good luck! X